Privacy Policy
Last updated: September 2026
What we collect
Account info (email, name), the mailing address you enter for letters, your goal and scores, and what you add: negative items, letters, mail log, deadlines, utilization and payoff numbers, and call log entries.
We only store the last 4 digits of account numbers. We never ask for or save Social Security numbers or dates of birth.
Credit report uploads
Uploaded PDFs are processed only to pull out draft items and are not stored. Nothing is saved until you review and confirm each item.
How we use it
To run the app: fill in your letters, show your dashboard, send deadline reminders you turn on, and manage your subscription. We do not sell your data.
Who we share with
Service providers that help run the app: our hosting and database provider, Stripe for payments, and an AI provider for summaries and report extraction. If you signed up through a partner link, the partner sees only counts (signups, trials, paying) — never your name or data.
Security and access
Your data is private to your account and protected by access rules so other users can't see it. Connections are encrypted.
Your choices
You can edit your info any time and delete your account in Settings, which permanently removes your data. You can turn notifications off in your browser.
Contact
Questions about privacy: contact us through the Credit Sergeant YouTube channel.
Credit Sergeant is self-help software, not a credit repair organization. We do not send letters on your behalf, and we cannot guarantee any results. Educational use only — not legal or financial advice. You can dispute errors with the credit bureaus yourself for free. Terms · Privacy